Loan Guidelines Archive
These program guidelines and other materials are used for loans with applications prior to December 15, 2023.
First Mortgage Program Guidelines
| Conventional Bond | |
| Virginia Housing Conventional | |
| Virginia Housing Conventional No MI | |
| FHA Bond | |
| FHA | |
| VA (Veterans Affairs) Bond | |
| VA (Veterans Affairs) | |
| RHS (Rural Housing Service) Bond | |
| RHS (Rural Housing Service) |
Specialty Program Guidelines
| Plus Second Mortgage | |
| Down Payment Assistance (DPA) Grant | |
| Closing Cost Assistance (CCA) Grant | |
| Sponsoring Partnerships & Revitalizing Communities (SPARC) | |
| Mortgage Credit Certificate (MCC) MCC Program suspended as of May 1st, 2023 |