Consider this your all-in-one portal for getting started with our loans: everything from your role in making affordable housing possible for more Virginians, to eligibility requirements, applications forms and more.
Find details on loans and programs, from origination to servicing.
Conventional 30-Year Fixed-Rate Program
|Virginia Housing Conventional|
|Virginia Housing Conventional No MI|
Government 30-Year Fixed-Rate Program
|VA (Veterans Affairs)|
|VA (Veterans Affairs) Bond|
|RHS (Rural Housing Service)|
|RHS (Rural Housing Service) Bond|
|FHA Streamline Refinance|
|VA Interest Rate Reduction Refinance|
Virginia Housing Specialty Programs
|Plus Second Mortgage|
|Down Payment Assistance (DPA) Grant|
|Closing Cost Assistance (CCA) Grant|
|Sponsoring Partnerships & Revitalizing Communities (SPARC)|
| Mortgage Credit Certificate (MCC)
MCC Program suspended as of May 1st, 2023
Lender forms and documents
Find all the documents for our single-family mortgage program.
Resources for clients
Our free homebuyer courses prepare homebuyers to become responsible homeowners, and are required for first-time homebuyers to help prepare them for the process.