Loan Forms & Guidelines
Consider this your all-in-one portal for getting started with our loans: everything from your role in making affordable housing possible for more Virginians, to eligibility requirements, applications forms and more.
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Program guides
Find details on loans and programs, from origination to servicing.
Conventional 30 Year Fixed Rate Program |
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| Virginia Housing Conventional | |
| Virginia Housing Conventional No MI | |
Government 30 Year Fixed Rate Program |
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| FHA | |
| VA (Veterans Affairs) | |
| RHS (Rural Housing Service) | |
| FHA Streamline Refinance | |
| VA Interest Rate Reduction Refinance | |
Virginia Housing Special Programs |
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| Plus Second Mortgage | |
| Down Payment Assistance (DPA) Grant | |
| Closing Cost Assistance (CCA) Grant | |
| Mortgage Credit Certificate (MCC) | |
| Sponsoring Partnerships & Revitalizing Communities (SPARC) | |
Lender forms and documents
Find all the documents necessary to participate in our single-family mortgage program
Resources for clients
Our free homebuyer courses prepare homebuyers to become responsible homeowners, and are required for first time homebuyers to help prepare them for the process.
Contact Us
Homeownership Originations
Toll Free: 800-227-8432
Local:
804-783-6725
Homeownership@VirginiaHousing.com
Business Solutions
Lock Support: LockDesk@VirginiaHousing.com
Loan Programs
Underwriting: Underwriting@VirginiaHousing.com
MCCs: MCCInfo@VirginiaHousing.com
Final Document Review: Suspense@VirginiaHousing.com
Purchase Review/QRA: PurchaseReview@VirginiaHousing.com